Insurance Quote Ave

Welcome to the real world! Unfortunately this is your reality. Insurance fraud is one reason people are paying higher ins premiums. YOU RIDE A MOTORCYCLE – a crotch rocket as I like to call them. THAT IS A RISKY BEHAVIOR – for the insurance world. You have a ticket – for straddling lanes – another risky behavior. Your bike was stolen – and you GOT YOUR MONEY BACK!. Not that I don’t believe that you are an honest individual – but there are those out there who would claim the bike stolen (when it really wasn’t) and then take the insurance money…… (WHAT A SHOCKER – but yes, it does happen). So, think of it this way – having read the above information and you were the insurance broker and had to provide insurance to this individual – Wouldn’t you make him pay a little more for it.
Also, your age will impact your insurance – most young men (under 25 ) are considered “higher risks”
Shop around – but you may not find things much better. (Also depending what state you live in – insurance premiums can be very high – fraud etc as mentioned above.)

Good luck – AND STOP STRADDLING THE LANES – next time you may not be so lucky (having a cop stop you) – it may be another motorist who DIDN’T SEE YOU – and smacks right into you.

Seems simple to me…you have a ticket on your record and you’ve had a stolen bike claim.

I agree that the theft of your previous bike is having a major impact. The moving violation doesn’t help much either…. I’m going to assume that you live in a warmer, fairly densely populated area? I’m pretty much floored by these amounts also…. insurance is a nasty business, auto, health, home, property, any of them. We basically pay to protect our investments and in turn, we are expected in many cases as consumers to not use what we’ve purchased.

Keep searching, perhaps have your policy underwritten in a lower tier of coverage… and hopefully you’ll find something a little more reasonable.

Yes, one ticket & one theft claim can do this. I have a couple of suggestions, go to liability only, that will save you a bundle, but, theft & collision will not be covered. If you have a loan, you must have full coverage. Or, shop around. Dairyland writes motorcycle, so does Foremost & American Modern Home. Good luck to you.

are you seriously asking this because you don’t know? you got a ticket and a claim that paid out 5000. yeah….think about it

Your age, your driving record, your claim history, and for some companies your credit stability, married or single, etc.

You might want to get a bike that just needs liability for a couple of years, until you stay clean about three years usually. Ummm, I am not surprised, you are unfortunately high risk, Progressive didn’t get much premium from you before paying out that much dollars.

Shop around, while you are at it, check auto rates too, having more than one policy with the same company sometimes helps.

Drive careful

Yep, unfortunately it will hit you hard for the first 1-2 yrs because insurance companies rate very highly for recent activity……since you have one tic and a total theft…..you will pay the price for awhile….

Anytime your insurance pays for anything….you can expect to see a change in your premium if it is over 501.00 and if you add tickets to the mix it gets worse…..

It stinks cause it all happened in a short period of time but the good news is that it will go down all at once too….

Try to up your deductables and carry just what you need to but always make sure you aren’t under insured too…

Good Luck